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Hello! I'm Michelle Moe!

I Will Work to be Your Realtor for Life!

I'm often asked if this is a good time to buy a home. Home Prices are finally rising. Interest rates are still at  historic lows.

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability. Even though interest rates have gone up in the last six months, they are still near historic lows. Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates continue to rise it could cost you even more to pay a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life. It's important to live in a home that reflects your taste and values, yet is within your financial "comfort zone." To that end, it may be more important to lock in today's relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

If you have any questions, feel free to give me a call to discuss this further!

Michelle